Sg Pay 4u

Overview

Flexible Financing Mapped To Your Needs

Secure long-term capital backing by mortgaging non-disputed real estate assets with structured payback schedules.

Key Features

LTV ratios up to 75%
Tenure options extending up to 20 years
Available for both commercial and residential properties
Simple, transparent verification procedures

Product Benefits

Highly affordable interest structures compared to commercial loans
Longer tenure terms lower monthly EMI obligation
Funds can be used for mixed financial purposes
Fast clearance process for verified land parcels

Eligibility & Documentation Checklist

Eligibility Criteria

Property owners with verified mutation records
Sufficient residual value of property
Stable tax filing history
Co-borrowers must be property co-owners

Documents Required

Original Title deeds & Registry papers
Encumbrance certificate (EC) and layout plans
Financial reports: salary certificates / income receipts
KYC proofs of all applicants

Interest Rate

8.90% - 11.00% p.a.

Processing Time

6 to 8 Working Days

EMI Benchmark

For ₹40,00,000 mortgage loan at 9.0% interest for 15 years, the EMI is ₹40,571 per month.

Frequently Asked Questions

An EC proves that the mortgaged property is free from any previous legal liabilities, court attachments, or unpaid mortgages.

Yes, an independent bank-appointed appraiser conducts a market valuation of the property to establish the LTV limit.

Apply for Mortgage Loan

Submit your basic details, and our loans expert will contact you within 24 hours.

Apply via Choice Connect

Complete your mortgage loan application securely. If you opened a referral link, the referring agent or team member is attributed automatically.

PLOT NO 112/39, SECTOR 11, PRATAP NAGAR, SANGANER, JAIPUR, RAJASTHAN 302033

+91-9887199532

info@sgpay4u.com

Mortgage Loan