NRI Account
Account Opening
Start Your Banking Journey Digitally
Tailored NRE/NRO banking accounts for Non-Resident Indians to manage foreign earnings and local Indian incomes seamlessly.
Account Opening Process
1
Fill out the NRI Account application form online
2
Upload scanned copies of passport, visa, and overseas address proof
3
Documents must be self-attested or notarized by embassy/consulate
4
Complete online verification call
5
Courier physical forms if necessary or complete secure digital validation
Features
- NRE (Non-Resident External) account for foreign savings
- NRO (Non-Resident Ordinary) account for Indian local income
- Tax-free interest income in India on NRE balances
- Easy repatriation of funds overseas
Benefits
- Maintain savings in Indian Rupees
- Freely repatriate NRE principal and interest amount
- Pay local Indian bills (insurance, property tax) via NRO
- Joint accounts allowed with resident Indian relatives
Requirement Checklist
Eligibility Criteria
- Non-Resident Indian (NRI) or Person of Indian Origin (PIO/OCI)
KYC Documents Required
- Valid Indian Passport / OCI card copy
- Overseas address proof (Utility bills, lease agreement)
- Valid employment visa or work permit copy
- FATCA declaration (if applicable)
Frequently Asked Questions
NRE is used to deposit foreign earnings and is fully repatriable and tax-free in India. NRO is used to manage income earned in India (like rent or pension) and is subject to local taxes.
Open Account Online
Complete your paperless Video KYC registration form to open your account instantly.
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