Sg Pay 4u

Overview

Flexible Financing Mapped To Your Needs

Unlock the hidden equity of your residential, commercial, or industrial property to finance your large-scale capital needs.

Key Features

Up to 60-70% of market value of property
Long repayment tenure up to 15 years
Lower interest rates than personal or business loans
Continued full use of property by owner

Product Benefits

High quantum of loan amount up to ₹10 Crores
Cheaper funding option for long-term expenses
Consolidate multiple high-interest debts into one low EMI
Easy processing and clear property verification guidelines

Eligibility & Documentation Checklist

Eligibility Criteria

Age: 21 to 65 years
Property must have clear and marketable title documents
Property should be structurally sound and free from legal disputes
Co-applicants (usually property co-owners) must join the loan

Documents Required

Property Sale Deed, Title Deeds, Approved plans, Tax receipts
KYC proofs of all applicants
Last 3 years audited financials and income tax documents
Last 6 months active primary bank statement

Interest Rate

9.00% - 11.50% p.a.

Processing Time

7 to 10 Working Days

EMI Benchmark

For ₹50,00,000 loan against property at 9.5% interest for 15 years, the EMI is ₹52,211 per month.

Frequently Asked Questions

Yes, the property owner retains full possession and usage rights of the property during the loan tenure.

Residential buildings, self-occupied apartments, commercial shops, vacant non-agricultural lands, and industrial sheds.

Apply for Loan Against Property

Submit your basic details, and our loans expert will contact you within 24 hours.

Apply via Choice Connect

Complete your loan against property application securely. If you opened a referral link, the referring agent or team member is attributed automatically.

PLOT NO 112/39, SECTOR 11, PRATAP NAGAR, SANGANER, JAIPUR, RAJASTHAN 302033

+91-9887199532

info@sgpay4u.com

Loan Against Property