Overview

Flexible Financing Mapped To Your Needs

Get instant cash against your gold ornaments with minimal paperwork and secure vault storage.

Key Features
  • Instant valuation and cash disbursal
  • Flexible repayment schemes (Interest-only, bullet payment, EMIs)
  • High value per gram of gold
  • No income proof or high credit score required
Product Benefits
  • Gold is stored in ultra-secure, insured bank vaults
  • Lower interest rates than unsecured loans
  • Option to pay only interest monthly and principal at maturity
  • Get back your gold ornaments immediately upon closure

Eligibility & Documentation Checklist

Eligibility Criteria
  • Age: 18 to 70 years
  • Must own gold jewelry or ornaments of 18-24 carats purity
  • Valid identity documents
Documents Required
  • Identity Proof (PAN Card, Aadhaar Card, Passport)
  • Address Proof
  • Two passport-sized photographs
Interest Rate

7.99% - 12.00% p.a.

Processing Time

30 to 45 Minutes

EMI Benchmark
For ₹2,00,000 gold loan at 8.5% interest, you pay ₹1,417 monthly interest and the principal at the end of 1 year.

Frequently Asked Questions

Absolutely. All gold is sealed in high-security, fireproof bank vaults protected by 24/7 security and insured fully.

We provide reminders and grace periods, but persistent defaults may lead to auction of the gold assets after standard regulatory notifications.

Apply for Gold Loan

Submit your basic details, and our loans expert will contact you within 24 hours.

Apply via Choice Connect

Complete your gold loan application securely. If you opened a referral link, the referring agent or team member is attributed automatically.