Sg Pay 4u

Overview

Flexible Financing Mapped To Your Needs

Fulfill your dream of owning a home with our customized housing finance solutions offering low interest rates and long tenures.

Key Features

Long repayment tenure up to 30 years
Financing up to 90% of property cost
Option to purchase new, resale, or construct homes
Easy balance transfer options available

Product Benefits

Lower EMIs over extended repayment terms
Tax benefits under Section 80C and 24(b) of IT Act
Doorstep service and minimal documentation
No prepayment charges on floating rate loans

Eligibility & Documentation Checklist

Eligibility Criteria

Age: 21 to 65 years
Employment Type: Salaried, Self-Employed Professional, or Business Person
Steady regular source of income
Valid property documentation with clear title

Documents Required

Identity and Address Proof
Salary Slips & Form 16 / Business ITR (last 2 years)
Last 6 months Bank Statements showing income details
Property Papers (Allotment letter, Sale Deed, Title documents)

Interest Rate

8.40% - 9.50% p.a.

Processing Time

5 to 7 Working Days

EMI Benchmark

For ₹30,00,000 home loan at 8.4% interest for 20 years, the EMI is ₹25,845 per month.

Frequently Asked Questions

Yes, we offer specialized home improvement and renovation loans at competitive home loan rates.

Co-applicants are recommended to increase loan eligibility, though they are not mandatory for all applicants.

Apply for Home Loan

Submit your basic details, and our loans expert will contact you within 24 hours.

Apply via Choice Connect

Complete your home loan application securely. If you opened a referral link, the referring agent or team member is attributed automatically.

PLOT NO 112/39, SECTOR 11, PRATAP NAGAR, SANGANER, JAIPUR, RAJASTHAN 302033

+91-9887199532

info@sgpay4u.com

Home Loan