Sg Pay 4u

Overview

Flexible Financing Mapped To Your Needs

Fuel your business expansion, purchase machinery, or manage seasonal cash flows with our unsecured and secured business loans.

Key Features

Unsecured business loans up to ₹50 Lakhs
Flexible repayment options from 12 to 36 months
Easy online approval process
Sovereign schemes integrated (e.g. Mudra Loans)

Product Benefits

Zero collateral needed for unsecured loans
Fast processing to meet urgent commercial needs
Build corporate credit history
Flexible withdrawal options

Eligibility & Documentation Checklist

Eligibility Criteria

Min. Business Vintage: 2 to 3 Years
Minimum Annual Turnover: ₹15 Lakhs
Profit-making business operations
Good personal credit history of founders

Documents Required

PAN Card & Aadhaar of Directors / Partners
Business Registration Proof (GST Registration, Partnership Deed)
Last 2 years Audited Financials & ITR
Last 12 months Business Current Account statements

Interest Rate

12.00% - 18.00% p.a.

Processing Time

3 to 4 Working Days

EMI Benchmark

For ₹10,00,000 business loan at 13% interest for 3 years, the EMI is ₹33,694 per month.

Frequently Asked Questions

No, we offer unsecured business loans up to ₹50 Lakhs. Secured business options are available for higher amounts.

It is the continuous duration of time your business has been actively registered and running.

Apply for Business Loan

Submit your basic details, and our loans expert will contact you within 24 hours.

Apply via Choice Connect

Complete your business loan application securely. If you opened a referral link, the referring agent or team member is attributed automatically.

PLOT NO 112/39, SECTOR 11, PRATAP NAGAR, SANGANER, JAIPUR, RAJASTHAN 302033

+91-9887199532

info@sgpay4u.com

Business Loan